For Sale: Saint Paul MLS# 6819684
























































Active
NEW!
$359,500
Multi-family: Duplex Up and Down
Built 1900
2,026 sqft • 0.12 acres
St. Paul schools
MLS# 6819684
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Property Description
Incredible opportunity to own a fully renovated, turn-key duplex in the heart of Saint Paul! Located at
597 Virginia Street in the Frogtown neighborhood, this property has undergone extensive updates, making
it an ideal investment for both seasoned investors and owner-occupants looking to offset their mortgage
with rental income. Nearly every major component of the property has been upgraded, reducing future
maintenance costs and offering peace of mind for years to come.
Both units feature updated kitchens and bathrooms, with the upper unit's kitchen renovated in 2020 and
all bathrooms fully redone in 2023. Sleek granite countertops were added in 2023, enhancing durability
and appeal. Major exterior improvements include a new roof, siding, and all soft metal installed in 2022,
along with gutter covers to further reduce maintenance.
The property also includes a full plumbing upgrade to modern PEX water lines throughout the kitchens and
bathrooms, completed in 2023. Additional enhancements include three newer windows in the lower unit,
fresh interior paint, and ceiling repairs in the upper unit (2024) and lower unit (2025), and a recently
added third bedroom in the lower unit, significantly increasing rental potential.
Both leases are currently month-to-month, offering flexibility to adjust rents or occupy a unit as
needed. Unit 1 rent increases to $1, 650 in January 2026, and Unit 2 rent increases to $1, 450 in January
2026, creating stronger projected income for the next owner.
Buyer's agent to confirm all measurements. No same-day showings; 36-48 hours' notice required due to
tenant occupancy.
This is a truly turn-key asset-perfect for an investor seeking a low-maintenance addition to their
portfolio or a buyer looking to live in one unit while collecting rent from the other. Rarely does
duplex with this level of updating come to market.
Listing
Listing Status:
Active
Contingency:
None
List Price:
$359,500
Price per sq ft:
$177
Property Type:
Multi-family
City:
Saint Paul
Garage Spaces:
0
County:
Ramsey
Year Built:
1900
State:
MN
Property Style:
Duplex Up and Down
Zip Code:
55103
Neighborhood/Area:
Thomas-Dale (Frogtown)
Subdivision Name:
Warren & Rices Addition, To Sa
Interior
Finished Area:
2,026 ft2
Living Area:
2,026 ft2
Ranges:
Two
Refrigerators:
Two
Basement Details:
Unfinished
Exterior
Stories:
Two
Garage Spaces:
0
Foundation Size:
1,104 ft2
Handicap Accessible:
None
Heating System:
Boiler
Parking Features:
On-Street Parking Only
Road Frontage:
City Street
Exterior Material:
Vinyl Siding
Roof Details:
Age 8 Years or Less
Lot & Land
Acres:
0.12
Geolocation:
44.959201, -93.115179
Lot Dimensions:
106 x 52
Zoning:
Residential-Multi-Family
Lot Description:
Corner Lot
Schools
School District:
625
District Phone:
651-767-8100
Expenses
Annual Caretaker Expense:
None
Annual Electric Expense:
None
Annual Fuel Expense:
$1,282
Annual Insurance Expense:
$3,306
Annual Maintenance Expense:
None
Annual Gross Expense:
$7,224
Annual Trash Expense:
$823
Annual Water/Sewer Expense:
$1,812
Tenant Expenses:
Electricity
Financial & Taxes
Tax Year:
2025
Annual Taxes:
$5,434
Lender-owned:
No
Assessment Pending:
Unknown
Taxes w/ Assessments:
$5,434
Income
Annual Gross Income:
$34,200
Units
Total Units:
2
Miscellaneous
Fuel System:
Natural Gas
Owner Occupied:
No
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Mortgage Calculator
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the price of the home, your down payment and loan term. Property taxes are based on the last
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This amortization schedule shows how much of your monthly payment will go towards the principle and how
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| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
Listing provided by RMLS,
courtesy of Keller Williams Premier Realty.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.


