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For Sale:  White Bear Lake MLS# 7043903

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Pending NEW!
$359,900
/mo Edit
Single Family:  Four or More Level Split
3 br • 2 ba • Built 1963
1,678 sqft • 0.29 acres
MLS# 7043903
612-578-6927
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    Property Description

    Welcome to 3504 Oak Terrace in the heart of White Bear Lake, a thoughtfully designed four-level home that combines practical living spaces with recent updates including new carpet and LVP throughout the home, newly painted, updated bathrooms and more, all situated on a .29-acre walkout corner lot framed by mature trees. The home’s exterior immediately sets the tone, with a 12x14 front deck that serves as both an entry feature and a functional outdoor space. It’s a natural spot to enjoy quiet mornings or connect with neighbors in this established community. Stepping inside, the main level is arranged for both comfort and usability. The living room offers a welcoming space with natural light and an open feel. The kitchen has been updated with stainless steel appliances and a tile backsplash, while offering generous countertop space that supports both everyday cooking and larger gatherings. A window above the sink provides a view of the backyard, adding to the connection between indoor and outdoor spaces. Adjacent to the kitchen, the informal dining area is positioned for convenience and flow. A patio door leads directly to a 14x16 deck, extending the living space outdoors. This setup makes it easy to host meals outside or simply step out for fresh air. The upper level is dedicated to private living quarters. Three bedrooms are arranged with functionality in mind, along with a full bathroom featuring tiled floors and walls for durability and easy maintenance. A hallway linen closet adds storage, while a traditional clothes chute offers a unique and practical feature rarely found in newer homes. The walkout lower level adds significant flexibility to the home. The family room is designed for comfort, featuring wood wainscoting accents that bring warmth and texture, along with a gas fireplace that creates a cozy focal point. This level also includes a separate space that can serve as a home office, den, or hobby area, along with a recently remodeled 3/4 bathroom that adds convenience. The basement level focuses on utility, with a dedicated laundry area and ample storage space to keep the home organized. Completing the home is a highly sought after three car attached garage. Beyond the home itself, White Bear Lake offers an exceptional lifestyle. Residents enjoy access to scenic parks, walking and biking trails, charming local shops, and a vibrant dining scene. The beautiful lake provides opportunities for boating, fishing, and year-round recreation, while the strong sense of community and convenient proximity to the Twin Cities make it an ideal place to call home.

    Listing

    Listing Status: Pending
    Contingency: None
    List Price: $359,900
    Price per sq ft: $214
    Property Type: Single Family
    City: White Bear Lake
    Garage Spaces: 3
    County: Ramsey
    Year Built: 1963
    State: MN
    Property Style: Four or More Level Split
    Zip Code: 55110
    Subdivision Name: Golf View Heights 3

    Interior

    Bedrooms: 3
    Bathrooms: 2
    Finished Area: 1,678 ft2
    Total Fireplaces: 1
    Living Area: 1,678 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Dryer
    • Exhaust Fan
    • Range
    • Refrigerator
    • Washer
    • Water Softener Owned
    Fireplace Details:
    • Family Room
    • Gas
    Basement Details:
    • Daylight/Lookout Windows
    • Drain Tiled
    • Finished
    • Full
    • Sump Pump
    • Walkout

    Exterior

    Stories: Four or More Level Split
    Garage Spaces: 3
    Garage Dimensions: 32x24
    Garage Size: 768 ft2
    Air Conditioning: Central Air
    Foundation Size: 1,128 ft2
    Foundation Dimensions: 40x24
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System:
    • Fireplace(s)
    • Forced Air
    Parking Features:
    • Attached Garage
    • Concrete
    • Garage Door Opener
    Unit Amenities:
    • Deck
    • Hardwood Floors
    • Kitchen Window
    • Natural Woodwork
    • Tile Floors
    • Washer/Dryer Hookup
    Road Frontage:
    • City Street
    • Curbs
    • Paved Streets
    Exterior Material:
    • Block
    • Frame
    Pool: None
    Roof Details: Asphalt

    Rooms

    1/4 Baths: None
    Full Baths: 1
    Half Baths: None
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • Upper Level Full Bath
    Dining/Kitchen:
    • Informal Dining Room
    • Kitchen/Dining Room
    Laundry:
    • Electric Dryer Hookup
    • Laundry Room
    • Lower Level
    • Sink
    • Washer Hookup
    Upper Level Size Sq Ft
    Bathroom  6 x 7  42 
    Bedroom  9 x 10  90 
    Bedroom 2  10 x 14  140 
    Bedroom 3  9 x 11  99 
    Main Level Size Sq Ft
    Deck  14 x 16  224 
    Deck  12 x 14  168 
    Dining Room  10 x 9  90 
    Foyer  5 x 5  25 
    Kitchen  9 x 9  81 
    Living Room  14 x 18  252 
    Lower Level Size Sq Ft
    Bathroom  6 x 7  42 
    Family Room  13 x 20  260 
    Laundry  17 x 22  374 
    Office  9 x 13  117 
    Utility Room  17 x 22  374 

    Lot & Land

    Acres: 0.29
    Geolocation: 45.04728, -92.996414
    Lot Dimensions: 89 x 142
    Zoning: Residential-Single Family
    Lot Description:
    • Corner Lot
    • Tree Coverage - Medium

    Schools

    School District: 2099
    District Phone: 6514077500

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $4,406
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $4,406
    Association Fee Required: No
    Association Fee: None

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

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    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of RE/MAX Advantage Plus.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.