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Active NEW!
$369,900
/mo Edit
Multi-family:  Duplex Up and Down
4 br • 2 ba • Built 1904
3,400 sqft • 0.091 acres
St. Paul schools
MLS# 7095560
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    Property Description

    Eligible buyers may qualify for up to $15, 000 in forgivable down payment assistance and a no-PMI financing option! See supplements or ask your agent for details. Rare owner-occupant opportunity in Saint Paul's West Side! This spacious up/down duplex offers approximately 3, 400 finished square feet with large living areas, generous bedroom sizes, high ceilings, and spacious eat-in kitchens. Situated on a corner lot, the property features separate entrances, a private backyard, and a 2-car detached garage. Both tenants are currently month-to-month, creating flexibility for a buyer looking to occupy one unit while benefiting from rental income from the other. Tenants pay their own gas and electricity, while the owner covers water and trash. Conveniently located near downtown Saint Paul, parks, shopping, restaurants, and major commuter routes. A rare chance to own a substantial duplex with space, flexibility, and long-term potential.

    Listing

    Contingency: None
    Price per sq ft: $109
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55107
    Neighborhood/Area: 104
    Subdivision Name: West St Paul Blks 1 Thru 99

    Interior

    Living Area: 3,400 ft2
    Refrigerators: Two
    Basement Details: Full

    Exterior

    Stories: Two
    Garage Spaces: 2
    Garage Size: 440 ft2
    Foundation Size: 1,600 ft2
    Fencing: Wood
    Handicap Accessible: None
    Heating System: Forced Air
    Parking Features: Detached Garage
    Roof Details: Flat

    Rooms

    Laundry: In Basement

    Lake & Waterfront

    Waterfront Present: N

    Lot & Land

    Acres: 0.091
    Geolocation: 44.931162, -93.089373
    Lot Dimensions: 40X100
    Zoning: Residential-Multi-Family
    Lot Description: Corner Lot

    Schools

    School District: 625
    District Phone: 6517678100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: None
    Annual Maintenance Expense: None
    Annual Trash Expense: None
    Annual Water/Sewer Expense: $1,000
    Tenant Expenses: Broadband, Electricity, Gas, Heat

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $3,293
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $4,391

    Income

    Annual Gross Income: $33,600

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of National Realty Guild.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.